TERMS AND CONDITIONS www.prestigemiles.com Operated by Ashvamedhha Retailing LLP Effective Date: April 9, 2026 | Last Updated: April 9, 2026 1. Acceptance of Terms By accessing, browsing, or using any service provided through www.prestigemiles.com (the "Website"), operated by Ashvamedhha Retailing LLP ("PrestigeMiles", "we", "us", or "our"), you confirm that you have read, understood, and agree to be bound by these Terms and Conditions ("Terms") and all applicable laws and regulations. If you do not agree to these Terms, you must immediately discontinue use of this Website and any services offered herein. These Terms constitute a legally binding agreement between you ("User" or "you") and Ashvamedhha Retailing LLP. By using this Website, you also confirm that you are at least 18 years of age, or that you are accessing the Website under the supervision of a parent or legal guardian who has agreed to these Terms on your behalf. 2. Services Offered PrestigeMiles provides the following services through its Website: 2.1 Travel Advisory and Consulting Services We offer personalized travel consulting services including, but not limited to: • Guidance on earning, transferring, and redeeming airline miles, hotel points, and credit card reward points • Strategies for maximizing loyalty program benefits, including frequent flyer programs and hotel loyalty schemes • Advice on the best credit cards for travel rewards, airport lounge access, and ancillary travel benefits in India • Itinerary planning assistance and route optimization for award bookings • Related travel concierge services as offered from time to time 2.2 Informational Content and Reviews The Website publishes editorial content including: • Reviews and comparisons of travel credit cards, airline programs, and hotel loyalty schemes • Guides and articles on miles and points optimization strategies • News and updates on loyalty program changes, limited-time transfer bonuses, and promotional offers • Airport lounge access guides and reviews 2.3 Premium Membership and Digital Products PrestigeMiles may offer premium subscription plans, newsletters, and downloadable digital content including e-books, checklists, and curated deal reports. Access to such products is subject to the applicable payment and subscription terms. 2.4 Event Services From time to time, PrestigeMiles may provide access to premium experiences, curated events, meetups, and community activities related to travel and loyalty programs. Details, pricing, and eligibility criteria for such events will be communicated separately at the time of announcement. 3. Payment Terms All payments for paid services, memberships, digital products, consultations, and events offered by PrestigeMiles must be made in full and in advance, unless otherwise stated in writing. • We accept payments through our secure payment gateway. Supported payment methods include credit cards, debit cards, UPI, net banking, and digital wallets, as available at the time of purchase. • All prices displayed on the Website are in Indian Rupees (INR) and are inclusive of applicable taxes unless expressly stated otherwise. • Prices for all products and services are subject to change without prior notice. The price applicable to your order is the price displayed at the time of checkout and payment confirmation. • You are responsible for ensuring that your payment details are accurate and that sufficient funds are available. PrestigeMiles is not liable for any failed transactions due to insufficient funds or incorrect payment information provided by you. • Upon successful payment, you will receive a confirmation via email to your registered email address. Please retain this confirmation for your records. • All financial transactions on this Website are processed through a PCI DSS-compliant payment gateway. PrestigeMiles does not store your full card details, CVV, or banking credentials on its servers. 4. Cancellation and Refunds Cancellation and refund policies are detailed in our separate Refund and Cancellation Policy document, which forms an integral part of these Terms and Conditions. Please review the Refund Policy carefully before making any purchase. The Refund Policy is available at www.prestigemiles.com and governs all matters relating to cancellations, refunds, timelines, and eligibility criteria for each category of product or service. By making a purchase on this Website, you agree to be bound by the Refund and Cancellation Policy in addition to these Terms. 5. User Obligations and Conduct By using this Website and its services, you agree to: • Provide accurate, current, and complete information when registering, subscribing, or making a purchase • Maintain the confidentiality of your account credentials and not share them with third parties • Use the Website and services solely for lawful purposes and in accordance with these Terms • Not use the Website to transmit any unsolicited or unauthorized advertising, promotional material, or spam • Not attempt to gain unauthorized access to any part of the Website, its servers, or any database connected to the Website • Not reproduce, scrape, copy, or systematically extract any content from the Website without our prior written consent • Not use the Website in any manner that could damage, disable, overburden, or impair the Website's infrastructure • Comply with all applicable Indian laws and regulations in connection with your use of the Website PrestigeMiles reserves the right to suspend or terminate your access to the Website and services if you are found to be in violation of any of the above obligations, without any liability to you. 6. Disclaimer of Warranties Our services and Website content are provided on an "as is" and "as available" basis, without any warranties of any kind, express or implied. • PrestigeMiles does not guarantee specific outcomes from its consulting services, including but not limited to specific savings, reward point values, flight upgrades, hotel upgrades, or any other travel benefits. • While we strive to ensure that all content on the Website is accurate and up to date, we make no representations or warranties regarding the completeness, accuracy, reliability, suitability, or availability of the information published on the Website. • Airline miles values, loyalty program terms, credit card benefits, and lounge access policies are subject to change by the respective companies at any time. PrestigeMiles is not responsible for changes made by third-party loyalty programs, airlines, hotels, or credit card issuers. • The Website may contain links to third-party websites for informational purposes. PrestigeMiles does not endorse, control, or assume responsibility for the content, policies, or practices of any third-party websites. 7. Limitation of Liability To the maximum extent permitted by applicable Indian law, Ashvamedhha Retailing LLP, its partners, directors, employees, affiliates, and agents shall not be liable for any: • Direct, indirect, incidental, special, punitive, or consequential damages arising from your use of, or inability to use, the Website or its services • Loss of profits, revenue, data, goodwill, or other intangible losses • Unauthorized access to or alteration of your transmissions or data • Errors, mistakes, or inaccuracies in content published on the Website • Any actions taken by you in reliance on advice, information, or content provided on the Website • Any issues arising from transactions made with third-party service providers, airlines, hotels, or credit card issuers linked from or referenced on the Website In any event, PrestigeMiles's total cumulative liability to you for all claims arising out of or related to these Terms or your use of the Website shall not exceed the amount paid by you, if any, to PrestigeMiles for the specific service giving rise to the claim in the six (6) months preceding the claim. 8. Intellectual Property All content, materials, and intellectual property published on or through the Website — including but not limited to articles, guides, reviews, photographs, graphics, logos, data compilations, and software — are the exclusive property of Ashvamedhha Retailing LLP or its content licensors, and are protected under applicable Indian and international intellectual property laws. • You may not reproduce, republish, distribute, modify, create derivative works from, publicly display, or commercially exploit any content from this Website without obtaining prior explicit written permission from PrestigeMiles. • Personal, non-commercial use of website content is permitted provided you do not remove any copyright or proprietary notices and the content is not modified. • Any unauthorized use of our intellectual property may result in legal action and claims for damages. If you believe that any content on this Website infringes your intellectual property rights, please notify us at ashvamedhharetailingllp@gmail.com with full details of the alleged infringement. 9. Affiliate and Advertising Disclosure PrestigeMiles participates in affiliate marketing programs with airlines, hotel chains, credit card issuers, loyalty programs, and other travel-related companies. This means we may earn a commission or referral fee when you click on links or make purchases through affiliate links on our Website. • Affiliate relationships do not influence our editorial opinions, reviews, or recommendations. Our content is based on independent research and personal experience. • We are committed to transparency and will clearly disclose affiliate relationships where required by applicable advertising standards and guidelines. • PrestigeMiles also displays third-party advertisements on the Website. We are not responsible for the content of such advertisements or for any products or services advertised therein. 10. Privacy Your privacy is important to us. The collection, use, storage, and protection of your personal information when you use this Website are governed by our Privacy Policy, which forms an integral part of these Terms and Conditions. Please review our Privacy Policy available at www.prestigemiles.com to understand how we handle your personal data, your rights under the Digital Personal Data Protection Act, 2023, and how to exercise those rights. By using this Website, you consent to the collection and use of your information in accordance with our Privacy Policy. 11. Third-Party Services and Links The Website may contain links to, or references to, third-party websites, applications, services, and loyalty programs. These links are provided solely for informational and convenience purposes. • PrestigeMiles has no control over the content, availability, or privacy practices of third-party websites and accepts no responsibility or liability for them. • Any transactions you conduct with third-party service providers (including airlines, hotels, banks, or credit card issuers) are solely between you and that third party. PrestigeMiles is not a party to such transactions. • We encourage you to read the terms and conditions and privacy policies of any third-party website you visit. 12. Indemnification You agree to indemnify, defend, and hold harmless Ashvamedhha Retailing LLP, its partners, directors, employees, agents, and affiliates from and against any and all claims, damages, obligations, losses, liabilities, costs, and expenses (including legal fees) arising from: • Your use of or access to the Website or services • Your violation of any provision of these Terms • Your violation of any third-party right, including any intellectual property right or privacy right • Any claim that your use of the Website caused damage to a third party 13. Modifications to Terms and Services PrestigeMiles reserves the right to modify, update, or revise these Terms and Conditions at any time and without prior notice. Changes will be effective immediately upon being posted on the Website with the updated Effective Date. Your continued use of the Website or services following the posting of any changes constitutes your acceptance of the revised Terms. We therefore encourage you to review these Terms periodically. We also reserve the right to modify, suspend, or discontinue any part of the Website or its services at any time, with or without notice, and without liability to you. 14. Governing Law and Dispute Resolution These Terms and Conditions shall be governed by and construed in accordance with the laws of India, without regard to its conflict of law provisions. Any disputes, controversies, or claims arising out of or in connection with these Terms, or the use of this Website or its services, shall be subject to the exclusive jurisdiction of the competent courts in New Delhi, India. Before initiating any legal proceedings, we encourage both parties to attempt to resolve any dispute amicably through direct communication. Please contact us at ashvamedhharetailingllp@gmail.com to raise any concern or dispute. 15. Severability and Waiver If any provision of these Terms is found to be unlawful, void, or unenforceable by a court of competent jurisdiction, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall continue in full force and effect. The failure of PrestigeMiles to enforce any right or provision of these Terms shall not constitute a waiver of such right or provision unless expressly acknowledged and agreed to by us in writing. 16. Entire Agreement These Terms and Conditions, together with our Privacy Policy and Refund and Cancellation Policy, constitute the entire agreement between you and Ashvamedhha Retailing LLP with respect to your use of the Website and its services, and supersede all prior and contemporaneous understandings, agreements, representations, and warranties, whether written or oral. 17. Contact Information For any queries, concerns, or notices related to these Terms and Conditions, please contact us at: Business Name: Ashvamedhha Retailing LLP Address: G/F 77 Bhawani Kunj, D2 Vasant Kunj, New Delhi 110070 Email: ashvamedhharetailingllp@gmail.com Website: www.prestigemiles.com We aim to respond to all formal queries within 5 business days of receipt. © 2026 PrestigeMiles | Ashvamedhha Retailing LLP. All rights reserved. | www.prestigemiles.com These Terms and Conditions are published in compliance with applicable Indian law including the Information Technology Act, 2000 and the Consumer Protection Act, 2019.